Leverage the power of alternative data for credit scoring.
Genify's credit scoring model and system use both traditional and alternative data sources to produce a comprehensive scorecard, while adhering to your risk appetite, so the unbanked or underbanked are not left out.
Features
Machine Learning-Based
Running with multiple machine learning models at its core.
Customizable
Digital scorecards tailored to your specific risk profile metrics.
Real-Time
Instant loan approval or refusal based on your specified risk appetite.
Low-to-No Data Requirements
Ready to use with your data on day 1 thanks to pre-trained models.
Use cases
Power your fintech products with Genify
Credit Decisioning Automation
Encode your business rules and decision trees for automated lending decisioning.
Instant Loan Approval
Leverage the power of alternative data for underwriting.
Ease of Integration
Via a vast, well-documented set of API endpoints
ISO 27001
Our servers are ISO 27001 certified, and our data usage is compliant with GDPR
On Premises or Cloud
Our API runs on your premises or in the cloud, thanks to a hybrid build since Day 1
Continuous upgrades
Your subscription gives access to new features, sourced directly from our existing users
